LIC AAO Exam Syllabus 2025:Get complete details on LIC AAO 2025 including notification, exam dates, eligibility, syllabus, exam pattern, previous year cut off, salary, and career growth. Stay updated with the latest LIC AAO exam news.
LIC AAO 2025 syllabus, pattern & cut-off infographic
Overview
The Life Insurance Corporation of India (LIC) conducts the AAO Examination to recruit Assistant Administrative Officers across various specializations. The 2025 notification announced approximately 841 vacancies—across Generalist, Specialist, and Assistant Engineer roles—making this a high-demand opportunity for aspirants.
Exam Pattern & Selection Process
LIC AAO 2025 follows a three-tier structure:
- Preliminary Exam – Objective; qualifying only (marks not counted in final merit)
- Main Exam – Objective and Descriptive sections; scoring component
- Interview/Personality Test – Final merit determination
1.Preliminary Exam (Prelims)
- Mode: Online, 60 minutes
- Sections & Marks:
- Reasoning – 35 marks (35 questions, 20 min)
- Quantitative Aptitude – 35 marks (20 min)
- English Language – 30 marks (20 min) (Qualifying; marks not counted)
2.Main Exam – Objective + Descriptive
Objective Test (300 Marks, 120 minutes)
- Reasoning Ability – 90 marks (30 Qs, 40 min)
- General Knowledge & Current Affairs – 60 marks (30 Qs, 20 min)
- Data Analysis & Interpretation – 90 marks (30 Qs, 40 min)
- Insurance & Financial Market Awareness – 60 marks (30 Qs, 20 min)
Descriptive Test (25 Marks, 30 minutes)
- Generalist posts: Letter writing & Essay in English
- Legal posts: Legal drafting (Hindi/English)
3. Interview
Candidates shortlisted from mains appear for a Personal Interview (40 marks).
Final selection is based on Mains (objective) + Interview.
For LATEST notification, and salary click here
LIC AAO Syllabus (Section-wise)
Reasoning Ability
- Puzzles, Seating Arrangement
- Syllogism, Inequalities
- Coding-Decoding, Blood Relations
- Input-Output, Logical Reasoning
Quantitative Aptitude / Data Analysis
- Simplification & Approximation
- Data Interpretation (Bar, Pie, Line, Tabular)
- Quadratic Equations, Number Series
- Probability, Permutation & Combination
General Awareness & Current Affairs
- National & International Affairs
- Banking & Insurance Awareness
- Economy, Budget, Government Schemes
- Static GK (Capitals, Currency, Books, Awards)
Insurance & Financial Market Awareness
- History of LIC & Insurance Sector
- Insurance Terms & Regulations (IRDAI)
- Indian Financial System
- Capital & Money Markets
LIC AAO Previous Year Cut-Off Analysis
Prelims Cut-Off 2023
(Category-wise overall marks out of 70)
| Category | Cut-Off Marks |
|---|---|
| UR | 55 |
| OBC | 52 |
| EWS | 52 |
| SC | 48 |
| ST | 45 |
| LD | 44 |
| VI | 46 |
| HI | 32 |
| ID/MD | 32 |
Section-wise Prelims Cut-Off 2023
| Section | UR/OBC/EWS | SC/ST/PwBD |
|---|---|---|
| Reasoning Ability | 18 | 16 |
| Quantitative Aptitude | 18 | 16 |
| English Language | 10 | 9 |
Mains Cut-Off 2023
(Category-wise overall marks)
| Category | Cut-Off Marks |
|---|---|
| UR | 223 |
| EWS | 198 |
| SC | 164 |
| ST | 164 |
| OBC | 164 |
| LD | 156 |
| VI | 187 |
| HI | 172 |
| ID/MD | 221 |
Section-wise Mains Cut-Off 2023
| Section | UR/OBC/EWS | SC/ST/PwBD |
|---|---|---|
| Reasoning Ability | 45 | 40 |
| General Knowledge & Current Affairs | 30 | 27 |
| Data Analysis & Interpretation / Professional Knowledge | 45 | 40 |
| Insurance & Financial Market Awareness | 30 | 27 |
| Language (Essay & Letter Writing / Rajbhasha) | 10 | 9 |
Overall Final Cut-Off 2023
(Includes Mains + Interview)
| Category | Final Cut-Off Marks |
|---|---|
| UR | 281 |
| EWS | 248 |
| OBC | 266 |
| SC | 244 |
| ST | 205 |
| LD | 203 |
| VI | 233 |
| HI | 218 |
| ID/MD | N/A |
Prelims Cut-Off 2021
(Category-wise overall marks out of 70)
| Category | Cut-Off Marks |
|---|---|
| UR | 55 |
| OBC | 52 |
| EWS | 52 |
| SC | 48 |
| ST | 45 |
| LD | 44 |
| VI | 46 |
| HI | 32 |
| ID/MD | 32 |
Section-wise Prelims Cut-Off 2021:
| Section | UR/OBC/EWS | SC/ST/PwBD |
|---|---|---|
| Reasoning Ability | 18 | 16 |
| Quantitative Aptitude | 18 | 16 |
| English Language | 10 | 9 |
Mains Cut-Off 2021
(Category-wise overall marks)
| Category | Cut-Off Marks |
|---|---|
| UR | 223 |
| OBC | 164 |
| EWS | 198 |
| SC | 164 |
| ST | 164 |
| LD | 156 |
| VI | 187 |
| HI | 172 |
| ID/MD | 221 |
Section-wise Mains Cut-Off 2021:
| Section | UR/OBC/EWS | SC/ST/PwBD |
|---|---|---|
| Reasoning Ability | 45 | 40 |
| General Knowledge & Current Affairs | 30 | 27 |
| Data Analysis & Interpretation / Professional Knowledge | 45 | 40 |
| Insurance & Financial Market Awareness | 30 | 27 |
| Language (Essay & Letter Writing / Rajbhasha) | 10 | 9 |
These cut-offs illustrate the competition levels and help set target scores for the forthcoming LIC AAO 2025 examination.
Key Preparation Tips
- Focus on reasoning and data interpretation as they carry higher marks in mains.
- Keep yourself updated with current affairs and insurance awareness.
- Practice mock tests for time management.
- Revise basic maths concepts and formulas.
Frequently Asked Questions (FAQ) on LIC AAO Exam
Q1. What is the full form of LIC AAO?
Ans: The full form of LIC AAO is Life Insurance Corporation Assistant Administrative Officer.
Q2. How many stages are there in the LIC AAO selection process?
Ans: The LIC AAO exam is conducted in three stages – Preliminary Exam, Main Exam, and Interview. After clearing all stages, candidates undergo a medical test before final selection.
Q3. What is the exam pattern of LIC AAO Prelims?
Ans: The Prelims exam has three sections – Reasoning Ability, Quantitative Aptitude, and English Language. It consists of 100 questions for 70 marks (English marks not counted for merit).
Q4. What is the exam pattern of LIC AAO Mains?
Ans: The Mains exam has both objective and descriptive sections. It includes Reasoning, General Knowledge, Insurance Awareness, Data Analysis, and English Language.
Q5. What is the LIC AAO Previous Year Cutoff?
Ans: The cutoff varies each year. For example, in the 2023 LIC AAO exam, the final cutoff for General category was around 259 marks, while it was lower for OBC, SC, and ST categories.
Q6. Is there negative marking in the LIC AAO exam?
Ans: Yes, there is 0.25 negative marking for every wrong answer in both Prelims and Mains.
Q7. What is the salary of a LIC AAO?
Ans: The starting basic pay of a LIC AAO is ₹53,600 per month (excluding allowances). With allowances, the gross salary can be ₹92,000+ per month (approx).
Q8. How can I prepare for the LIC AAO exam effectively?
Ans: Focus on mock tests, previous year question papers, current affairs, and insurance-related knowledge. Regular practice of reasoning and quant is also important.